Debt
You may be asking why there should be separate sections for credit and debt. If you buy something on credit, you owe for it, which is a debt.
However, not all credit creates the burden that is usually associated with being in debt. You could look at it this way: credit works for you, while debt works against you.
You Can Get Relief from Your Debts
Finding Debt Relief Can Reduce Stress
Debt Can Make You Feel Hopeless
Debt Has Negative Effects Throughout Your Life
Responding to Your Financial Situation
How to Stop the Flood of Debt from Drowning You
Last updated October 7, 2016.
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