Credit

When someone allows you to use their money, they have extended you credit. Although we make some loans informally within our families or circles of friends, most of our borrowing is done as part of a formal relationship with a lending institution such as a bank. As a result, our record of handling credit has become formalized, and thus prone to errors that are more difficult to correct than a simple misunderstanding.

Establishing Good Credit

Figure Your Credit Score

Using a Co-signer to Boost Your Credit

Credit and the Law

Racism in the Credit Industry?

Learning How to Correct Your Credit Rating

Avoiding Online Free Credit Scams

Identity Theft and Your Credit History

Using Credit Unions and Your Credit

Getting Help: The Best Things About Credit Counseling

Stopping Creditors from Calling

Last updated November 10, 2010.